--- title: National Finance Company Ethics & Mission Statement description: At Trust Capital, we strive to provide our customers with industry leading finance programs. Unlike many lenders, we do not engage in unethical leasing practices. Learn more about what we stand for in our practices by looking through our ethics and mission statement here, and request a quote for financing today. --- [![TRUST CAPITAL LOGO](https://www.trustcapitalusa.com/hs-fs/hubfs/Trust_March2017/TRUST-min.png?width=353&name=TRUST-min.png "TRUST CAPITAL LOGO")](https://www.trustcapitalusa.com/) [Trustpilot](https://www.trustpilot.com/review/www.trustcapitalusa.com) [![bbb logo](https://www.trustcapitalusa.com/hubfs/Trust_2021/Images/bbb-Blue-logo-updated.png)](https://www.bbb.org/us/ca/san-diego/profile/financial-services/trust-capital-usa-1126-172021275) [![phone](https://cdn2.hubspot.net/hubfs/2724185/trust-capital/Phone.png) (866) 458-4777](tel:(866)458-4777) [![REQUEST FUNDING](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2626616/6c4e1f42-897f-4221-bda7-790bd296d9b0.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/6c4e1f42-897f-4221-bda7-790bd296d9b0) - [Startup Equipment Financing](https://www.trustcapitalusa.com/start-up-equipment-financing) - [Middle Market Loans](https://www.trustcapitalusa.com/middle-market-loans) - [Commercial Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing) - [Commercial Transportation Financing](https://www.trustcapitalusa.com/financing/commercial-transportation-financing) - [Construction Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/construction-equipment-financing) - [Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing) - [Equipment Leasing](https://www.trustcapitalusa.com/equipment-leasing-equipment-financing) - [Why Lease?](https://www.trustcapitalusa.com/equipment-leasing/why-lease) - [How Equipment Financing Works](https://www.trustcapitalusa.com/equipment-leasing/how-equipment-financing-works) - [Equipment Lease Types](https://www.trustcapitalusa.com/equipment-leasing/equipment-lease-types) - [What Are The Soft Costs](https://www.trustcapitalusa.com/equipment-leasing/soft-costs) - [Software Only Leases](https://www.trustcapitalusa.com/equipment-leasing/business-software-financing) - [Quick Quote](https://www.trustcapitalusa.com/equipment-leasing/equipment-finance-quick-quote) - [Business Line of Credit](https://www.trustcapitalusa.com/business-line-of-credit) - [Business Loans](https://www.trustcapitalusa.com/business-working-capital-loans) - [Express SBA Loan Program](https://www.trustcapitalusa.com/express-sba-loan-program) - [Sale Leaseback Program](https://www.trustcapitalusa.com/sale-leaseback-program-business-equipment) - [Equipment Plus Cash Program](https://www.trustcapitalusa.com/equipment-plus-cash-program-fixed-monthly-payments) - [Vendor Financing](https://www.trustcapitalusa.com/vendor-finance-program) - [Assurance Partner Program](https://www.trustcapitalusa.com/vendor-program/assurance-partner-portal) - Assurance Partner Login - [Industries](https://www.trustcapitalusa.com/equipment) - [Resources](https://www.trustcapitalusa.com/resources) - [About](https://www.trustcapitalusa.com/about) - [Contact](https://www.trustcapitalusa.com/contact-page) - [About Us](https://www.trustcapitalusa.com/about) - [Company History](https://www.trustcapitalusa.com/about/company-history) - [Our Ethics & Mission Statement](https://www.trustcapitalusa.com/about/our-ethics-mission-statement) - [Recent Funding](https://www.trustcapitalusa.com/recent-funding) [Medical Equipment Types](https://www.trustcapitalusa.com/equipment/medical-equipment-financing) - [Medical Equipment Type](https://www.trustcapitalusa.com/equipment/medical-equipment-financing) - [CT Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/ct-equipment-financing) - [Dental Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/dental-equipment-leasing) - [Endoscopy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/endoscopy-equipment) - [Medical Laser](https://www.trustcapitalusa.com/equipment/medical-equipment/aesthetic-laser-equipment-financing) - [MRI Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/mri-equipment-financing) - [Optometry Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/optometry-equipment-financing) - [PAC System](https://www.trustcapitalusa.com/equipment/medical-equipment/pac-system-financing) - [Pharmacy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/pharmacy-equipment-financing) - [Physical Therapy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/physical-therapy-equipment-financing) - [Ultrasound Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/ultrasound-equipment-financing) - [Veterinary Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/veterinary-equipment-financing) - [X Ray Equipment Leasing](https://www.trustcapitalusa.com/equipment/medical-equipment/x-ray-equipment-leasing) [Practice Managment](https://www.trustcapitalusa.com/equipment/practice-management) - [EMR / EHR](https://www.trustcapitalusa.com/equipment/practice-management/electronic-medical-records-financing) - [Phone System](https://www.trustcapitalusa.com/equipment/practice-management/phone-system-leasing) [Healthcare Financing](https://www.trustcapitalusa.com/finance-medical-equipment) - [Practice Acquisitions](https://www.trustcapitalusa.com/financing/medical-practice-acquisitions) - [Working Capital Loan](https://www.trustcapitalusa.com/financing/medical-financing-programs/working-capital-loans) - [Leasehold Improvement](https://www.trustcapitalusa.com/financing/leasehold-improvement) - [Healthcare Equipment Financing](https://www.trustcapitalusa.com/healthcare-equipment-financing) [Standard Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment) - [Agricultural Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/agricultural-equipment-financing) - [Automotive Shop Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/automotive-shop-equipment-financing) - [Beauty Salon Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/beauty-salon-equipment-financing) - [Bus And Limousine Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/bus-financing-limo-leasing) - [Cannabis Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cannabis-equipment-financing) - [Hemp Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/hemp-equipment-financing) - [Cinema Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cinema-equipment-financing) - [Laundry Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-laundry-equipment-financing) - [Cleaning Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-cleaning-equipment-financing) - [Construction Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/construction-equipment-financing) - [Crane Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/crane-financing) - [Dump Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/dump-truck-financing) - [Equipment Finance Experts](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing) - [Fitness Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/fitness-equipment-financing) - [Gas, C-Store & Car Wash equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/gas-station-equipment-financing-car-wash-financing) - [Industrial Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/industrial-equipment-financing) - [IT Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/it-equipment-financing) - [Logging Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/logging-equipment-financing) - [Material Handling Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/material-handling-equipment-financing) - [Oil Energy Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/energy-equipment-financing-oil-equipment-financing) - [Office Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/office-furniture-financing) - [Packaging Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/packaging-equipment-financing) - [Photography Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/photography-equipment-financing) - [Printing Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/printing-equipment-financing) - [3D Printer Financing & Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/3d-printer-financing) - [Restaurant Hospitality Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/restaurant-equipment-financing) - [Specialty Graphics Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/specialty-graphics-equipment-financing) - [Surface Mount Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/surface-mount-equipment-leasing) - [Tow Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/tow-truck-financing) - [Truck & Trailer Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/truck-leasing-trailer-financing) - [Waste Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/waste-equipment-financing) - [Water Purification Equipment Financing](https://www.trustcapitalusa.com/standard-equipment/water-purification-equipment-financing) [Get Started](https://www.trustcapitalusa.com/resources/get-started) - [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator) - [Choosing A Leasing Provider](https://www.trustcapitalusa.com/resources/get-started/choosing-a-leasing-provider) - [Equipment Locator](https://www.trustcapitalusa.com/resource/equipment-locator) - [Request a Quote](https://www.trustcapitalusa.com/resource/financing-quote-request) [Information](https://www.trustcapitalusa.com/resources/information) - [Resources](https://www.trustcapitalusa.com/resources) - [Leasing FAQ](https://www.trustcapitalusa.com/resources/information/equipment-leasing-faq) - [Success Stories](https://www.trustcapitalusa.com/resources/information/success-stories) - [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator) - [Glossary Of Terms](https://www.trustcapitalusa.com/resources/information/glossary-of-terms) - [Working Capital Application](https://www.trustcapitalusa.com/resource/working-capital-application) - [Equipment Leasing Application](https://www.trustcapitalusa.com/equipment-financing-application) [Calculators](https://www.trustcapitalusa.com/resources/http-trustcapitalusa.com-calculators) - [Resources](https://www.trustcapitalusa.com/resources) - [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator) - [Start Up Equipment Financing](https://www.trustcapitalusa.com/start-up-equipment-financing) - [Middle Market Loans](https://www.trustcapitalusa.com/middle-market-loans) - [Commercial Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing) - [Commercial Transportation Financing](https://www.trustcapitalusa.com/financing/commercial-transportation-financing) - [Construction Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/construction-equipment-financing) - [Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing) - [Equipment Leasing](https://www.trustcapitalusa.com/equipment-leasing-equipment-financing) - [Why Lease?](https://www.trustcapitalusa.com/equipment-leasing/why-lease) - [How Equipment Financing Works](https://www.trustcapitalusa.com/equipment-leasing/how-equipment-financing-works) - [Equipment Lease Types](https://www.trustcapitalusa.com/equipment-leasing/equipment-lease-types) - [What Are The Soft Costs](https://www.trustcapitalusa.com/equipment-leasing/soft-costs) - [Software Only Leases](https://www.trustcapitalusa.com/equipment-leasing/business-software-financing) - [Quick Quote](https://www.trustcapitalusa.com/equipment-leasing/equipment-finance-quick-quote) - [Business Loans](https://www.trustcapitalusa.com/business-working-capital-loans) - [Express SBA Loan Program](https://www.trustcapitalusa.com/express-sba-loan-program) - [Sale Leaseback Program](https://www.trustcapitalusa.com/sale-leaseback-program-business-equipment) - [Equipment Plus Cash Program](https://www.trustcapitalusa.com/equipment-plus-cash-program-fixed-monthly-payments) - [Vendor Financing](https://www.trustcapitalusa.com/vendor-finance-program) - [Contact](https://www.trustcapitalusa.com/contact-page) - [Assurance Partner Program](https://www.trustcapitalusa.com/vendor-program/assurance-partner-portal) - Assurance Partner Login - [Industries](https://www.trustcapitalusa.com/equipment) - [Medical Equipment Type](https://www.trustcapitalusa.com/equipment/medical-equipment-financing) - [CT Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/ct-equipment-financing) - [Dental Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/dental-equipment-leasing) - [Endoscopy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/endoscopy-equipment) - [Medical Laser](https://www.trustcapitalusa.com/equipment/medical-equipment/aesthetic-laser-equipment-financing) - [MRI Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/mri-equipment-financing) - [Optometry Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/optometry-equipment-financing) - [PAC System](https://www.trustcapitalusa.com/equipment/medical-equipment/pac-system-financing) - [Pharmacy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/pharmacy-equipment-financing) - [Physical Therapy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/physical-therapy-equipment-financing) - [Ultrasound Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/ultrasound-equipment-financing) - [Veterinary Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/veterinary-equipment-financing) - [X Ray Equipment Leasing](https://www.trustcapitalusa.com/equipment/medical-equipment/x-ray-equipment-leasing) - [Practice Management](https://www.trustcapitalusa.com/equipment/practice-management) - [EMR / EHR](https://www.trustcapitalusa.com/equipment/practice-management/electronic-medical-records-financing) - [Phone System](https://www.trustcapitalusa.com/equipment/practice-management/phone-system-leasing) - [Healthcare Financing](https://www.trustcapitalusa.com/finance-medical-equipment) - [Practice Acquisitions](https://www.trustcapitalusa.com/financing/medical-practice-acquisitions) - [Working Capital Loan](https://www.trustcapitalusa.com/financing/medical-financing-programs/working-capital-loans) - [Leasehold Improvement](https://www.trustcapitalusa.com/financing/leasehold-improvement) - [Cash Out on Equipment](https://www.trustcapitalusa.com/sale-leaseback-program-business-equipment) - [Commercial Transportation Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing) - [Healthcare Equipment Financing](https://www.trustcapitalusa.com/medical-equipment-industry) - [Standard Equipment](https://www.trustcapitalusa.com/standard-equipment) - [Agricultural Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/agricultural-equipment-financing) - [Automotive Shop Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/automotive-shop-equipment-financing) - [Beauty Salon Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/beauty-salon-equipment-financing) - [Bus And Limousine Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/bus-financing-limo-leasing) - [Cannabis Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cannabis-equipment-financing) - [Cinema Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cinema-equipment-financing) - [Laundry Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-laundry-equipment-financing) - [Crane Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/crane-financing) - [Dump Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/dump-truck-financing) - [Equipment Finance Experts](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing) - [Fitness Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/fitness-equipment-financing) - [Gas, C-Store & Car Wash equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/gas-station-equipment-financing-car-wash-financing) - [Industrial Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/industrial-equipment-financing) - [IT Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/it-equipment-financing) - [Logging Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/logging-equipment-financing) - [Material Handling Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/material-handling-equipment-financing) - [Oil Energy Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/energy-equipment-financing-oil-equipment-financing) - [Office Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/office-furniture-financing) - [Packaging Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/packaging-equipment-financing) - [Photography Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/photography-equipment-financing) - [Printing Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/printing-equipment-financing) - [Restaurant Hospitality Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/restaurant-equipment-financing) - [Specialty Graphics Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/specialty-graphics-equipment-financing) - [Surface Mount Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/surface-mount-equipment-leasing) - [Tow Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/tow-truck-financing) - [Trailer Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/truck-leasing-trailer-financing) - [Commercial Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing) - [Waste Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/waste-equipment-financing) - [Water Purification Equipment Financing](https://www.trustcapitalusa.com/standard-equipment/water-purification-equipment-financing) - Resources - [Calculators](https://www.trustcapitalusa.com/calculators) - [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator) - [Get Started](https://www.trustcapitalusa.com/resources/get-started) - [Choosing A Leasing Provider](https://www.trustcapitalusa.com/resources/get-started/choosing-a-leasing-provider) - [Equipment Locator](https://www.trustcapitalusa.com/resource/equipment-locator) - [Request a Quote](https://www.trustcapitalusa.com/resource/financing-quote-request) - [Information](https://www.trustcapitalusa.com/resources/information) - [Leasing FAQ](https://www.trustcapitalusa.com/resources/information/equipment-leasing-faq) - [Success Stories](https://www.trustcapitalusa.com/resources/information/success-stories) - [Glossary Of Terms](https://www.trustcapitalusa.com/resources/information/glossary-of-terms) - [Working Capital Application](https://www.trustcapitalusa.com/resource/working-capital-application) - [Equipment Financing Application](https://www.trustcapitalusa.com/equipment-financing-application) - [About](https://www.trustcapitalusa.com/about) - [Contact](https://www.trustcapitalusa.com/contact-page) - [About Us](https://www.trustcapitalusa.com/about) - [Company History](https://www.trustcapitalusa.com/about/company-history) - [Our Ethics & Mission Statement](https://www.trustcapitalusa.com/about/our-ethics-mission-statement) - [Recent Funding](https://www.trustcapitalusa.com/recent-funding) # START UP FINANCING ### **Free** No Obligation Equipment Financing Quote Your Privacy is important to us. We do not share your information with anyone. ## Our Ethics & Mission Statement Our reputation is our most important asset, and our specialized knowledge of the sophisticated business market and focus on ethics has spurred our tremendous growth. Trust Capital was established with the mission to provide competitive financing for businesses. Trust Capital is a national finance company dedicated to helping manufacturers, vendors, and dealers be more successful and keep their customers. We strive to provide our customers with industry leading finance programs, delivered the only way we know how, ethically. Unlike many lenders, we do not engage in the unethical leasing practices highlighted below. ## EVERGREEN CLAUSES If ever there was an aspect of equipment leasing which juxtaposed the legal with the unethical, the "evergreen clause" would be that area. An evergreen clause, or evergreen lease as the word implies, signifies a contract that goes on forever. In actuality, it can end, but only after the lessee sends, within a specified time period, a letter stating his intent to return or purchase the underlying equipment. In practice, the procedure is deliberately made cumbersome by the Lessor. Hence, the lessee unwittingly pays in excess of the total price to which the parties agreed. With Trust Capital, the majority of our lease and finance agreements have a $1.00 buyout, effectively nullifying any chance of being “evergreened”. Buy-outs of Fair Market Value not to exceed 10% fixed and a contract without any end position will have evergreen verbiage. These range from monthly automatic renewals going month to month or some automatically renew for 12 months. As a result the customer doesn't recall 5 years prior what they signed. They keep getting invoices for the same payment amount and their A/P keeps sending the payments in. Months later they sometimes catch it, but it's too late. They still have to give the leasing company 90 days notice. So now they have to pay 3 more payments then buy the equipment for the designated amount. Sound fair? ## INTERIM RENT Let’s say a piece of equipment is to be delivered on the 5th of March. The lease/finance contract defines the "delivery date" the "acceptance date" and the "commencement date". All of which is very confusing. The contract states the lease payment will be due on the date specified by the Lessor in the month following the commencement day. So the finance company bills for the "interim period" which is from March 5 to March 30, a total of 25 days. On the surface, this sounds great, you only have to pay for a partial month. However, the lease doesn't actually start until April 1st. At the end of the lease term they bill you again for the month of March. They get almost a full extra payment, just for asking. All of this is perfectly legal as it is "stated" in your contract. ## BLANKET LIENS When you finance or lease a piece of equipment the lender will file a UCC Statement with the corresponding state where the lessee is incorporated. This insures ownership - the lender has a lien on that specific equipment. When the equipment is paid off, the finance company removes the UCC filing and sends the "release" to the customer and they take formal ownership of that equipment. Unfortunately, some banks and finance companies will file what is called a Blanket Lien. This is a lien on everything that is located in the business or practice including accounts receivable! Essentially the bank or finance company owns everything in that practice whether the physician paid cash or owned it prior! In many cases, a blanket lien may be filed on the first piece of equipment financed, no matter the amount.  Therefore, if an owner or physician ever wanted to sell a piece of equipment, he cannot get clear title due to the blanket lien.  Furthermore, the bank or finance company technically owns everything in the practice, because again, it’s in the contract. At Trust Capital, we will never file a blanket lien, only a lien against the specific piece of equipment being leased. ## FORCED INSURANCE All leased equipment requires insurance. A company that finances leased equipment has ownership during the lease, but doesn't actually have possession. If something happens to the equipment, the leasing company must make sure that all the payments will continue to be made. Most businesses carry adequate insurance and their policy can be amended to list the leasing company as "additional insured and loss payee" on the specific piece of leased equipment. Some leasing companies do not take the time to do this. Instead, they "provide" insurance on the leased equipment through their chosen company and simply bill for the insurance coverage. You have no control over the cost, no ability to make changes, and will be paying twice to insure the same piece of equipment. An insurance charge will appear on your monthly lease payment…and good luck trying to remove it! ## PREPAYMENT PENALTIES It is Trust Capital's general policy to allow a lessee to prepay the lease rental payments before the expiration of the lease term assuming the lessee is and has been faithfully and promptly fulfilling his monthly payment obligation to Trust Capital and it assigns. - [Company History](https://www.trustcapitalusa.com/about/company-history) - [Our Ethics & Mission Statement](https://www.trustcapitalusa.com/about/our-ethics-mission-statement) Get Started Today Our application process is easy. Simply fill out our quick, online application and start the process of securing financing for your start up practice. Our knowledgeable finance experts are here to assist you in obtaining a start up financing loan. If you have any questions, we invite you to contact us ### toll free : 866-458-4777 Monday – Friday, 8am - 5pm #### or feel free to : [![REQUEST A QUOTE](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2626616/9fda505a-ea42-4b0b-a574-73381ca41b0f.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/9fda505a-ea42-4b0b-a574-73381ca41b0f) WE PUT YOUR CONVENIENCE FIRST Equipment financing in three easy steps [[![finance-equipment.png](https://www.trustcapitalusa.com/hs-fs/hubfs/Trustcapitalusa_nov2016/Image/1-1.png?width=76&name=1-1.png "finance-equipment.png")](https://www.trustcapitalusa.com/equipment-financing-application)](https://www.trustcapitalusa.com/resource/financing-quote-request?hsCtaTracking=ee057fdd-a6e0-4c2b-aa62-54a7818f03ce%7C1a7f53b8-ce3e-4705-bc42-7e611554ad84) ### 1. [GET A FREE FINANCING QUOTE](https://www.trustcapitalusa.com/equipment-leasing/equipment-finance-quick-quote) Use the short form on this page [[![lease-equipment.png](https://www.trustcapitalusa.com/hs-fs/hubfs/Trustcapitalusa_nov2016/Image/2-2.png?width=76&name=2-2.png "lease-equipment.png")](https://www.trustcapitalusa.com/online-credit-application)](https://www.trustcapitalusa.com/resource/working-capital-application) ### [2. SUBMIT A SIMPLE APPLICATION](https://www.trustcapitalusa.com/equipment-financing-application) You will receive a credit decision in two hours. [![financing-equipment.png](https://www.trustcapitalusa.com/hs-fs/hubfs/Trustcapitalusa_nov2016/Image/3-2.png?width=76&name=3-2.png "financing-equipment.png")](https://www.trustcapitalusa.com/resource/financing-quote-request) ### 3. [GET FUNDED TODAY](https://www.trustcapitalusa.com/equipment-leasing/equipment-finance-quick-quote) Funding in two to four hours. ### Find Out Quick And Easy HOW MUCH YOU QUALIFY FOR ! [![GET FINANCING Today!](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2626616/ee057fdd-a6e0-4c2b-aa62-54a7818f03ce.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/ee057fdd-a6e0-4c2b-aa62-54a7818f03ce) [Trustpilot](https://www.trustpilot.com/review/www.trustcapitalusa.com) [![blue logo](https://www.trustcapitalusa.com/hs-fs/hubfs/Trust_2021/Images/Blue%20logo%20white%20text.png?width=120&height=58&name=Blue%20logo%20white%20text.png)](https://www.trustcapitalusa.com/hubfs/Trust_2021/Images/bbb-Blue-logo-updated.png)         [![Trust Capital, USA Footer-logo(2).gif](https://www.trustcapitalusa.com/hs-fs/hubfs/Apr-2019/imgpsh_fullsize_anim.gif?width=222&height=96&name=imgpsh_fullsize_anim.gif "Footer-logo(2).gif")](https://www.trustcapitalusa.com/) #### QUICK LINKS - [Equipment Financing](https://www.trustcapitalusa.com/equipment-leasing-equipment-financing) - - [Working Capital](https://www.trustcapitalusa.com/financing/medical-financing-programs/working-capital-loans) - [Vendor Financing Programs](https://www.trustcapitalusa.com/vendor-finance-program) - [Business Loans](https://www.trustcapitalusa.com/business-working-capital-loans) - [Resources](https://www.trustcapitalusa.com/resources) #### OFFER FINANCING Boost sales by offering fast, affordable business financing to your customers. [![Get Started](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2626616/597afb3a-fe92-4e23-bbab-5d81ee9c1f18.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/597afb3a-fe92-4e23-bbab-5d81ee9c1f18) - - - - - - - [mailto:Communication@TrustCapitalusa.com](mailto:Communication@TrustCapitalusa.com) #### GET IN TOUCH WITH US - 600 west broadway, suite 700 | san diego, ca 92101 - Toll Free: [(866)458-4777](tel:(866)458-4777) - [(619)202-7700](tel:(619)202-7700) - [Communication@TrustCapitalusa.com](mailto:Communication@TrustCapitalusa.com) Trust Capital, USA. Corporate Office: 600 West Broadway, Suite 700, San Diego, CA, 92101 ![pixels](https://googleads.g.doubleclick.net/pagead/viewthroughconversion/969382293/?guid=ON&script=0) ![Pixels](https://app.clickx.io/tracker.gif?twId=FnSchWnyoos&noscript=true) ![Pixels](https://ws.zoominfo.com/pixel/60df660b3a80440015db21d6) [Trustpilot](https://www.trustpilot.com/review/www.trustcapitalusa.com)