---
title: Equipment Leasing FAQs | Trust Capital USA
description: Equipment Leasing FAQs - national equipment financing & business working capital company providing industry-leading leasing and finance programs.
---
[](https://www.trustcapitalusa.com/)
[Trustpilot](https://www.trustpilot.com/review/www.trustcapitalusa.com)
[](https://www.bbb.org/us/ca/san-diego/profile/financial-services/trust-capital-usa-1126-172021275)
[ (866) 458-4777](tel:(866)458-4777)
[](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/6c4e1f42-897f-4221-bda7-790bd296d9b0)
- [Startup Equipment Financing](https://www.trustcapitalusa.com/start-up-equipment-financing)
- [Middle Market Loans](https://www.trustcapitalusa.com/middle-market-loans)
- [Commercial Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing)
- [Commercial Transportation Financing](https://www.trustcapitalusa.com/financing/commercial-transportation-financing)
- [Construction Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/construction-equipment-financing)
- [Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing)
- [Equipment Leasing](https://www.trustcapitalusa.com/equipment-leasing-equipment-financing)
- [Why Lease?](https://www.trustcapitalusa.com/equipment-leasing/why-lease)
- [How Equipment Financing Works](https://www.trustcapitalusa.com/equipment-leasing/how-equipment-financing-works)
- [Equipment Lease Types](https://www.trustcapitalusa.com/equipment-leasing/equipment-lease-types)
- [What Are The Soft Costs](https://www.trustcapitalusa.com/equipment-leasing/soft-costs)
- [Software Only Leases](https://www.trustcapitalusa.com/equipment-leasing/business-software-financing)
- [Quick Quote](https://www.trustcapitalusa.com/equipment-leasing/equipment-finance-quick-quote)
- [Business Line of Credit](https://www.trustcapitalusa.com/business-line-of-credit)
- [Business Loans](https://www.trustcapitalusa.com/business-working-capital-loans)
- [Express SBA Loan Program](https://www.trustcapitalusa.com/express-sba-loan-program)
- [Sale Leaseback Program](https://www.trustcapitalusa.com/sale-leaseback-program-business-equipment)
- [Equipment Plus Cash Program](https://www.trustcapitalusa.com/equipment-plus-cash-program-fixed-monthly-payments)
- [Vendor Financing](https://www.trustcapitalusa.com/vendor-finance-program)
- [Assurance Partner Program](https://www.trustcapitalusa.com/vendor-program/assurance-partner-portal)
- Assurance Partner Login
- [Industries](https://www.trustcapitalusa.com/equipment)
- [Resources](https://www.trustcapitalusa.com/resources)
- [About](https://www.trustcapitalusa.com/about)
- [Contact](https://www.trustcapitalusa.com/contact-page)
- [About Us](https://www.trustcapitalusa.com/about)
- [Company History](https://www.trustcapitalusa.com/about/company-history)
- [Our Ethics & Mission Statement](https://www.trustcapitalusa.com/about/our-ethics-mission-statement)
- [Recent Funding](https://www.trustcapitalusa.com/recent-funding)
[Medical Equipment Types](https://www.trustcapitalusa.com/equipment/medical-equipment-financing)
- [Medical Equipment Type](https://www.trustcapitalusa.com/equipment/medical-equipment-financing)
- [CT Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/ct-equipment-financing)
- [Dental Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/dental-equipment-leasing)
- [Endoscopy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/endoscopy-equipment)
- [Medical Laser](https://www.trustcapitalusa.com/equipment/medical-equipment/aesthetic-laser-equipment-financing)
- [MRI Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/mri-equipment-financing)
- [Optometry Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/optometry-equipment-financing)
- [PAC System](https://www.trustcapitalusa.com/equipment/medical-equipment/pac-system-financing)
- [Pharmacy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/pharmacy-equipment-financing)
- [Physical Therapy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/physical-therapy-equipment-financing)
- [Ultrasound Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/ultrasound-equipment-financing)
- [Veterinary Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/veterinary-equipment-financing)
- [X Ray Equipment Leasing](https://www.trustcapitalusa.com/equipment/medical-equipment/x-ray-equipment-leasing)
[Practice Managment](https://www.trustcapitalusa.com/equipment/practice-management)
- [EMR / EHR](https://www.trustcapitalusa.com/equipment/practice-management/electronic-medical-records-financing)
- [Phone System](https://www.trustcapitalusa.com/equipment/practice-management/phone-system-leasing)
[Healthcare Financing](https://www.trustcapitalusa.com/finance-medical-equipment)
- [Practice Acquisitions](https://www.trustcapitalusa.com/financing/medical-practice-acquisitions)
- [Working Capital Loan](https://www.trustcapitalusa.com/financing/medical-financing-programs/working-capital-loans)
- [Leasehold Improvement](https://www.trustcapitalusa.com/financing/leasehold-improvement)
- [Healthcare Equipment Financing](https://www.trustcapitalusa.com/healthcare-equipment-financing)
[Standard Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment)
- [Agricultural Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/agricultural-equipment-financing)
- [Automotive Shop Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/automotive-shop-equipment-financing)
- [Beauty Salon Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/beauty-salon-equipment-financing)
- [Bus And Limousine Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/bus-financing-limo-leasing)
- [Cannabis Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cannabis-equipment-financing)
- [Hemp Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/hemp-equipment-financing)
- [Cinema Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cinema-equipment-financing)
- [Laundry Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-laundry-equipment-financing)
- [Cleaning Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-cleaning-equipment-financing)
- [Construction Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/construction-equipment-financing)
- [Crane Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/crane-financing)
- [Dump Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/dump-truck-financing)
- [Equipment Finance Experts](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing)
- [Fitness Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/fitness-equipment-financing)
- [Gas, C-Store & Car Wash equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/gas-station-equipment-financing-car-wash-financing)
- [Industrial Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/industrial-equipment-financing)
- [IT Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/it-equipment-financing)
- [Logging Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/logging-equipment-financing)
- [Material Handling Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/material-handling-equipment-financing)
- [Oil Energy Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/energy-equipment-financing-oil-equipment-financing)
- [Office Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/office-furniture-financing)
- [Packaging Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/packaging-equipment-financing)
- [Photography Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/photography-equipment-financing)
- [Printing Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/printing-equipment-financing)
- [3D Printer Financing & Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/3d-printer-financing)
- [Restaurant Hospitality Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/restaurant-equipment-financing)
- [Specialty Graphics Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/specialty-graphics-equipment-financing)
- [Surface Mount Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/surface-mount-equipment-leasing)
- [Tow Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/tow-truck-financing)
- [Truck & Trailer Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/truck-leasing-trailer-financing)
- [Waste Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/waste-equipment-financing)
- [Water Purification Equipment Financing](https://www.trustcapitalusa.com/standard-equipment/water-purification-equipment-financing)
[Get Started](https://www.trustcapitalusa.com/resources/get-started)
- [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator)
- [Choosing A Leasing Provider](https://www.trustcapitalusa.com/resources/get-started/choosing-a-leasing-provider)
- [Equipment Locator](https://www.trustcapitalusa.com/resource/equipment-locator)
- [Request a Quote](https://www.trustcapitalusa.com/resource/financing-quote-request)
[Information](https://www.trustcapitalusa.com/resources/information)
- [Resources](https://www.trustcapitalusa.com/resources)
- [Leasing FAQ](https://www.trustcapitalusa.com/resources/information/equipment-leasing-faq)
- [Success Stories](https://www.trustcapitalusa.com/resources/information/success-stories)
- [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator)
- [Glossary Of Terms](https://www.trustcapitalusa.com/resources/information/glossary-of-terms)
- [Working Capital Application](https://www.trustcapitalusa.com/resource/working-capital-application)
- [Equipment Leasing Application](https://www.trustcapitalusa.com/equipment-financing-application)
[Calculators](https://www.trustcapitalusa.com/resources/http-trustcapitalusa.com-calculators)
- [Resources](https://www.trustcapitalusa.com/resources)
- [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator)
- [Start Up Equipment Financing](https://www.trustcapitalusa.com/start-up-equipment-financing)
- [Middle Market Loans](https://www.trustcapitalusa.com/middle-market-loans)
- [Commercial Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing)
- [Commercial Transportation Financing](https://www.trustcapitalusa.com/financing/commercial-transportation-financing)
- [Construction Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/construction-equipment-financing)
- [Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing)
- [Equipment Leasing](https://www.trustcapitalusa.com/equipment-leasing-equipment-financing)
- [Why Lease?](https://www.trustcapitalusa.com/equipment-leasing/why-lease)
- [How Equipment Financing Works](https://www.trustcapitalusa.com/equipment-leasing/how-equipment-financing-works)
- [Equipment Lease Types](https://www.trustcapitalusa.com/equipment-leasing/equipment-lease-types)
- [What Are The Soft Costs](https://www.trustcapitalusa.com/equipment-leasing/soft-costs)
- [Software Only Leases](https://www.trustcapitalusa.com/equipment-leasing/business-software-financing)
- [Quick Quote](https://www.trustcapitalusa.com/equipment-leasing/equipment-finance-quick-quote)
- [Business Loans](https://www.trustcapitalusa.com/business-working-capital-loans)
- [Express SBA Loan Program](https://www.trustcapitalusa.com/express-sba-loan-program)
- [Sale Leaseback Program](https://www.trustcapitalusa.com/sale-leaseback-program-business-equipment)
- [Equipment Plus Cash Program](https://www.trustcapitalusa.com/equipment-plus-cash-program-fixed-monthly-payments)
- [Vendor Financing](https://www.trustcapitalusa.com/vendor-finance-program)
- [Contact](https://www.trustcapitalusa.com/contact-page)
- [Assurance Partner Program](https://www.trustcapitalusa.com/vendor-program/assurance-partner-portal)
- Assurance Partner Login
- [Industries](https://www.trustcapitalusa.com/equipment)
- [Medical Equipment Type](https://www.trustcapitalusa.com/equipment/medical-equipment-financing)
- [CT Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/ct-equipment-financing)
- [Dental Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/dental-equipment-leasing)
- [Endoscopy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/endoscopy-equipment)
- [Medical Laser](https://www.trustcapitalusa.com/equipment/medical-equipment/aesthetic-laser-equipment-financing)
- [MRI Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/mri-equipment-financing)
- [Optometry Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/optometry-equipment-financing)
- [PAC System](https://www.trustcapitalusa.com/equipment/medical-equipment/pac-system-financing)
- [Pharmacy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/pharmacy-equipment-financing)
- [Physical Therapy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/physical-therapy-equipment-financing)
- [Ultrasound Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/ultrasound-equipment-financing)
- [Veterinary Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/veterinary-equipment-financing)
- [X Ray Equipment Leasing](https://www.trustcapitalusa.com/equipment/medical-equipment/x-ray-equipment-leasing)
- [Practice Management](https://www.trustcapitalusa.com/equipment/practice-management)
- [EMR / EHR](https://www.trustcapitalusa.com/equipment/practice-management/electronic-medical-records-financing)
- [Phone System](https://www.trustcapitalusa.com/equipment/practice-management/phone-system-leasing)
- [Healthcare Financing](https://www.trustcapitalusa.com/finance-medical-equipment)
- [Practice Acquisitions](https://www.trustcapitalusa.com/financing/medical-practice-acquisitions)
- [Working Capital Loan](https://www.trustcapitalusa.com/financing/medical-financing-programs/working-capital-loans)
- [Leasehold Improvement](https://www.trustcapitalusa.com/financing/leasehold-improvement)
- [Cash Out on Equipment](https://www.trustcapitalusa.com/sale-leaseback-program-business-equipment)
- [Commercial Transportation Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing)
- [Healthcare Equipment Financing](https://www.trustcapitalusa.com/medical-equipment-industry)
- [Standard Equipment](https://www.trustcapitalusa.com/standard-equipment)
- [Agricultural Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/agricultural-equipment-financing)
- [Automotive Shop Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/automotive-shop-equipment-financing)
- [Beauty Salon Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/beauty-salon-equipment-financing)
- [Bus And Limousine Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/bus-financing-limo-leasing)
- [Cannabis Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cannabis-equipment-financing)
- [Cinema Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cinema-equipment-financing)
- [Laundry Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-laundry-equipment-financing)
- [Crane Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/crane-financing)
- [Dump Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/dump-truck-financing)
- [Equipment Finance Experts](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing)
- [Fitness Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/fitness-equipment-financing)
- [Gas, C-Store & Car Wash equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/gas-station-equipment-financing-car-wash-financing)
- [Industrial Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/industrial-equipment-financing)
- [IT Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/it-equipment-financing)
- [Logging Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/logging-equipment-financing)
- [Material Handling Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/material-handling-equipment-financing)
- [Oil Energy Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/energy-equipment-financing-oil-equipment-financing)
- [Office Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/office-furniture-financing)
- [Packaging Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/packaging-equipment-financing)
- [Photography Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/photography-equipment-financing)
- [Printing Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/printing-equipment-financing)
- [Restaurant Hospitality Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/restaurant-equipment-financing)
- [Specialty Graphics Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/specialty-graphics-equipment-financing)
- [Surface Mount Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/surface-mount-equipment-leasing)
- [Tow Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/tow-truck-financing)
- [Trailer Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/truck-leasing-trailer-financing)
- [Commercial Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing)
- [Waste Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/waste-equipment-financing)
- [Water Purification Equipment Financing](https://www.trustcapitalusa.com/standard-equipment/water-purification-equipment-financing)
- Resources
- [Calculators](https://www.trustcapitalusa.com/calculators)
- [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator)
- [Get Started](https://www.trustcapitalusa.com/resources/get-started)
- [Choosing A Leasing Provider](https://www.trustcapitalusa.com/resources/get-started/choosing-a-leasing-provider)
- [Equipment Locator](https://www.trustcapitalusa.com/resource/equipment-locator)
- [Request a Quote](https://www.trustcapitalusa.com/resource/financing-quote-request)
- [Information](https://www.trustcapitalusa.com/resources/information)
- [Leasing FAQ](https://www.trustcapitalusa.com/resources/information/equipment-leasing-faq)
- [Success Stories](https://www.trustcapitalusa.com/resources/information/success-stories)
- [Glossary Of Terms](https://www.trustcapitalusa.com/resources/information/glossary-of-terms)
- [Working Capital Application](https://www.trustcapitalusa.com/resource/working-capital-application)
- [Equipment Financing Application](https://www.trustcapitalusa.com/equipment-financing-application)
- [About](https://www.trustcapitalusa.com/about)
- [Contact](https://www.trustcapitalusa.com/contact-page)
- [About Us](https://www.trustcapitalusa.com/about)
- [Company History](https://www.trustcapitalusa.com/about/company-history)
- [Our Ethics & Mission Statement](https://www.trustcapitalusa.com/about/our-ethics-mission-statement)
- [Recent Funding](https://www.trustcapitalusa.com/recent-funding)
# LEASING FAQ
### **Free** No Obligation Equipment Financing Quote
Your Privacy is important to us. We do not share your information with anyone.
What paperwork do I need to fill out to apply for financing?
Every lease at Trust Capital begins with our easy application. Depending on the size of the transaction and credit considerations we may ask for additional information including some or all of the following.
Most of our transactions are application only and do not require additional documentation, but you should be assured that if we do request it, we are working hard to get you the lowest possible payment.
Are lease rates fixed for the entire term?
Yes. Unlike a bank loan which may have variable rates, leasing rates are fixed and will never increase.
What type of terms do you offer?
At Trust Capital, we offer payment terms that range from 12 months to 120 months.
What are the minimum and maximum values for an equipment lease?
We offer leasing programs on transactions of $5,000 and up to $1.5 million.
What are the purchase options at the end of the lease period?
We offer 4 buyout options: EFA, $1.00 Purchase Option, 10% Purchase, and Fair Market Value (FMV).
Is insurance needed on the equipment?
Yes, insurance must be carried to protect against fire, theft, loss, and general liability. The details on insurance are explained in the terms of the lease agreement.
Can I work with multiple vendors and still group them into one equipment lease?
Absolutely. We want to be sure you get the best equipment at the best deal and that often means working with multiple vendors. Over the years, we have developed strong relationships with numerous equipment vendors and can work with as many equipment vendors as needed to get the equipment that you require.
What interest rate should I expect?
Rates are calculated based on a number of variables including equipment type and the credit rating of the individual medical professional. The best way to determine the rates for a particular piece of equipment is to contact one of our financing specialists at 866-458-4777 or submit a quote for the equipment you wish to lease.
Are Trust Capital rates competitive with my local bank?
Equipment leasing and financing offers less red tape than with bank financing. You can complete the process quicker which means your equipment can start to work faster. At Trust Capital, we will coordinate the details to help make sure your deal is completed in the timeframe needed.
What kind of equipment lease terms do you offer?
Although we can tailor lease terms to your specific needs, standard terms are from 24 to 84 months. A shorter time frame keeps financing costs lower. A longer term allows expensive but necessary equipment to be obtained with a low monthly payment.
Is there a pre-payment penalty?
No, there is no pre-payment penalty on any of our equipment leases. You can pay off your equipment lease at any time without penalties.
Will this affect my personal credit?
No. Unlike a traditional bank loan, you equipment lease will NOT show up on your personal credit report.
Can I finance additional costs like shipping, installation, and training?
Yes. These additional expenses are referred to as soft costs. Unlike a bank loan, soft costs can be accounted for and financed in an equipment lease. With a traditional bank loan, only hard assets may be financed.
Why do you collect first and last payment? I had another leasing company tell me I could defer payment for 90 days.
Trust Capital offers deferred payments as well, but we find that the majority of our businesses make the decision to pay the first and last when armed with all the facts. Deferred payment is a convenience, and like any convenience service it has additional cost.
Do you offer financing on software only purchases?
Absolutely. At Trust Capital, we provide 100% financing on all types of software, including software support and implementation costs.
- [Leasing FAQ](https://www.trustcapitalusa.com/resources/information/equipment-leasing-faq)
- [Success Stories](https://www.trustcapitalusa.com/resources/information/success-stories)
- [Section 179 Calculator](https://www.trustcapitalusa.com/resources/information/section-179-calculator)
- [Glossary of Terms](https://www.trustcapitalusa.com/resources/information/glossary-of-terms)
Get Started Today
Our application process is easy. Simply fill out our quick, online application and start the process of securing financing for your start up practice. Our knowledgeable finance experts are here to assist you in obtaining a start up financing loan.
If you have any questions, we invite you to contact us
### toll free : 866-458-4777 Monday – Friday, 8am - 5pm
#### or feel free to :
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### Find Out Quick And Easy
HOW MUCH YOU QUALIFY FOR !
[](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/ee057fdd-a6e0-4c2b-aa62-54a7818f03ce)
[Trustpilot](https://www.trustpilot.com/review/www.trustcapitalusa.com)
[](https://www.trustcapitalusa.com/hubfs/Trust_2021/Images/bbb-Blue-logo-updated.png)
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#### QUICK LINKS
- [Equipment Financing](https://www.trustcapitalusa.com/equipment-leasing-equipment-financing)
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- [Working Capital](https://www.trustcapitalusa.com/financing/medical-financing-programs/working-capital-loans)
- [Vendor Financing Programs](https://www.trustcapitalusa.com/vendor-finance-program)
- [Business Loans](https://www.trustcapitalusa.com/business-working-capital-loans)
- [Resources](https://www.trustcapitalusa.com/resources)
#### OFFER FINANCING
Boost sales by offering fast, affordable business financing to your customers.
[](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/597afb3a-fe92-4e23-bbab-5d81ee9c1f18)
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- [mailto:Communication@TrustCapitalusa.com](mailto:Communication@TrustCapitalusa.com)
#### GET IN TOUCH WITH US
- 600 west broadway, suite 700 | san diego, ca 92101
- Toll Free: [(866)458-4777](tel:(866)458-4777)
- [(619)202-7700](tel:(619)202-7700)
- [Communication@TrustCapitalusa.com](mailto:Communication@TrustCapitalusa.com)
Trust Capital, USA. Corporate Office: 600 West Broadway, Suite 700, San Diego, CA, 92101
[Trustpilot](https://www.trustpilot.com/review/www.trustcapitalusa.com)
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"@type": "FAQPage",
"mainEntity": [{
"@type": "Question",
"name": "What paperwork do I need to fill out to apply for financing?",
"acceptedAnswer": {
"@type": "Answer",
"text": "Every lease at Trust Capital begins with our easy application. Depending on the size of the transaction and credit considerations we may ask for additional information including some or all of the following.
Most of our transactions are application only and do not require additional documentation, but you should be assured that if we do request it, we are working hard to get you the lowest possible payment."
}
},{
"@type": "Question",
"name": "Are lease rates fixed for the entire term?",
"acceptedAnswer": {
"@type": "Answer",
"text": "Yes. Unlike a bank loan which may have variable rates, leasing rates are fixed and will never increase."
}
},{
"@type": "Question",
"name": "What type of terms do you offer?",
"acceptedAnswer": {
"@type": "Answer",
"text": "At Trust Capital, we offer payment terms that range from 12 months to 120 months."
}
},{
"@type": "Question",
"name": "What are the minimum and maximum values for an equipment lease?",
"acceptedAnswer": {
"@type": "Answer",
"text": "We offer leasing programs on transactions of $5,000 and up to $1.5 million."
}
},{
"@type": "Question",
"name": "What are the purchase options at the end of the lease period?",
"acceptedAnswer": {
"@type": "Answer",
"text": "We offer 4 buyout options: EFA, $1.00 Purchase Option, 10% Purchase, and Fair Market Value (FMV)."
}
},{
"@type": "Question",
"name": "Is insurance needed on the equipment?",
"acceptedAnswer": {
"@type": "Answer",
"text": "Yes, insurance must be carried to protect against fire, theft, loss, and general liability. The details on insurance are explained in the terms of the lease agreement."
}
},{
"@type": "Question",
"name": "Can I work with multiple vendors and still group them into one equipment lease?",
"acceptedAnswer": {
"@type": "Answer",
"text": "Absolutely. We want to be sure you get the best equipment at the best deal and that often means working with multiple vendors. Over the years, we have developed strong relationships with numerous equipment vendors and can work with as many equipment vendors as needed to get the equipment that you require."
}
},{
"@type": "Question",
"name": "What interest rate should I expect?",
"acceptedAnswer": {
"@type": "Answer",
"text": "Rates are calculated based on a number of variables including equipment type and the credit rating of the individual medical professional. The best way to determine the rates for a particular piece of equipment is to contact one of our financing specialists at 866-458-4777 or submit a quote for the equipment you wish to lease."
}
},{
"@type": "Question",
"name": "Are Trust Capital rates competitive with my local bank?",
"acceptedAnswer": {
"@type": "Answer",
"text": "Equipment leasing and financing offers less red tape than with bank financing. You can complete the process quicker which means your equipment can start to work faster. At Trust Capital, we will coordinate the details to help make sure your deal is completed in the timeframe needed."
}
},{
"@type": "Question",
"name": "What kind of equipment lease terms do you offer?",
"acceptedAnswer": {
"@type": "Answer",
"text": "Although we can tailor lease terms to your specific needs, standard terms are from 24 to 84 months. A shorter time frame keeps financing costs lower. A longer term allows expensive but necessary equipment to be obtained with a low monthly payment."
}
},{
"@type": "Question",
"name": "Is there a pre-payment penalty?",
"acceptedAnswer": {
"@type": "Answer",
"text": "No, there is no pre-payment penalty on any of our equipment leases. You can pay off your equipment lease at any time without penalties."
}
},{
"@type": "Question",
"name": "Will this affect my personal credit?",
"acceptedAnswer": {
"@type": "Answer",
"text": "No. Unlike a traditional bank loan, you equipment lease will NOT show up on your personal credit report."
}
},{
"@type": "Question",
"name": "Can I finance additional costs like shipping, installation, and training?",
"acceptedAnswer": {
"@type": "Answer",
"text": "Yes. These additional expenses are referred to as soft costs. Unlike a bank loan, soft costs can be accounted for and financed in an equipment lease. With a traditional bank loan, only hard assets may be financed."
}
},{
"@type": "Question",
"name": "Why do you collect first and last payment? I had another leasing company tell me I could defer payment for 90 days.",
"acceptedAnswer": {
"@type": "Answer",
"text": "Trust Capital offers deferred payments as well, but we find that the majority of our businesses make the decision to pay the first and last when armed with all the facts. Deferred payment is a convenience, and like any convenience service it has additional cost."
}
},{
"@type": "Question",
"name": "Do you offer financing on software only purchases?",
"acceptedAnswer": {
"@type": "Answer",
"text": "Absolutely. At Trust Capital, we provide 100% financing on all types of software, including software support and implementation costs."
}
}]
}
```