Free No Obligation Commercial Truck Financing Quote

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Fleet Financing & Leasing

Trust Capital is a full service commercial transportation financing company. We've paved the way with specialty finance products that bring you fast approvals and a finance package to meet your needs. You won't hear about age restrictions, mileage, credit score or home ownership.

With Trust Capital, be assured that you are dealing with a reputable, reliable, consistent organization. Our over 10 years of  financing experience has taught us how to implement all facets of commercial transportation financing and make it easier for the customer, you.

A Broad Range of Fleet Financing Solutions…

Whether replacing outdated or failed Trucks, expanding or simply taking advantage of an opportunity to surpass competition, Trust Capital can create a solution that minimizes cost and maximizes return. Trust Capital makes leasing FAST....EASY....FLEXIBLE.

In addition to Standard commercial truck finance agreements, we offer Flexible Payment Plans.

  • $99 for the first 6 months: Requires only $99 to start
  • 90 Day Deferral: Offers payments of only $0 for the first three months
  • Seasonally Varied: Matches payment plans to a business' uneven cash flow
  • "0% Interest" for 24 Months with a 20% buyout (restricted to specific equipment)
  • "Stepped Down" Leases: Payments mirror the declining value of the equipment
  • Customer Specific structures are also available
  • *Standard products offer Fair Market Value, 10% and $1 buyouts and terms from 12-84 months
  • Cash out program: Once you own your commercial truck, free and clear we can finance it back to you on terms up to five years. 

We have our Working Capital Program that's coterminous with your semi truck loan to increase operational cash flow, pay taxes, improve marketing, debt consolidation, repair the truck and serve your general capital needs.

We have our Factoring/Invoice Purchasing Program. By selling your trucking company's accounts receivable, you can streamline cash flow, increase working capital and grow your trucking business more rapidly than with traditional banking products.

First Time Buyer / Start Up Truck Financing

Having the most reliable and upgraded trucks for your start up business, acquired with affordable and fixed monthly payments, can have a lot of benefits for your start up business. Finance semi trucks that depreciate and save your working capital for things that appreciate like hiring the best people, new location rent, inventory and supplies.  Compared to traditional commercial truck lenders, our advantages to you include:

  • 100% purchase financing
  • Up to $150,000 with a simple one-page application
  • Up to $3,000,000 with financial disclosure
  • Next-day funding with pre-funding for equipment vendors available
  • 12 - 72 month fixed payment terms
  • No down payment requirements - qualified borrowers
  • Lowest Rates in the industry for qualified borrowers
  • Eligibility for all new and used equipment purchases
  • No debt on owners personal credit reports


Credit Requirements for start up trucking companies:

  • Business license or active business entity with the secretary of state
  • Personal guarantees required from all owners
  • Minimum 600 credit score
  • No bankruptcies in the last 7 years
  • No unresolved tax liens

Preferred Commercial Truck Finance Program

  • Application only approvals
  • Corp only approvals
  • No age restrictions
  • Low rates
  • Terms up to 84 months depending on age of collateral
  • A to D credits approved
  • Deferred payment plans; up to the first 12 payments at $99
  • 100% purchase financing
  • Up to $300,000 with a simple one-page application
  • Up to $5,000,000 with financial disclosure
  • Next-day funding with pre-funding available for approved equipment vendors
  • No down payment requirements
  • Same day approvals
  • A wide variety of commercial trucks financed from dump trucks, semi trucks to concrete pump trucks and cement mixer trucks.
  • Private party financing

Commercial Fleet Financing Programs

  • lowest interest rates
  • Must have a minimum of 4 power units in fleet
  • 24 hour turnaround
  • Master lease lines
  • Sale lease backs


Use the short form on this page


You will receive a credit decision in two hours.



Funding in two to four hours.

Find Out Quick And Easy