---
title: Tips to implementing a captive finance program in your business
description: Captive Finance Program – Trust Capital is a national equipment financing & business working capital company providing industry-leading leasing and finance programs. Learn how to qualify for a captive finance program.
image: https://www.trustcapitalusa.com/hubfs/Tips-to-implementing-a-captive-finance-program-in-your-business.png
---

[![TRUST CAPITAL LOGO](https://www.trustcapitalusa.com/hs-fs/hubfs/Trust_March2017/TRUST-min.png?width=353&name=TRUST-min.png "TRUST CAPITAL LOGO")](https://www.trustcapitalusa.com/)

[Trustpilot](https://www.trustpilot.com/review/www.trustcapitalusa.com)

[![bbb logo](https://www.trustcapitalusa.com/hubfs/Trust_2021/Images/bbb-Blue-logo-updated.png)](https://www.bbb.org/us/ca/san-diego/profile/financial-services/trust-capital-usa-1126-172021275)

[![phone](https://cdn2.hubspot.net/hubfs/2724185/trust-capital/Phone.png) (866) 458-4777](tel:(866)458-4777)

[![REQUEST FUNDING](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2626616/6c4e1f42-897f-4221-bda7-790bd296d9b0.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/6c4e1f42-897f-4221-bda7-790bd296d9b0)

- [Startup Equipment Financing](https://www.trustcapitalusa.com/start-up-equipment-financing)
- [Middle Market Loans](https://www.trustcapitalusa.com/middle-market-loans)
- [Commercial Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing) 
    - [Commercial Transportation Financing](https://www.trustcapitalusa.com/financing/commercial-transportation-financing)
    - [Construction Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/construction-equipment-financing)
- [Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing) 
    - [Equipment Leasing](https://www.trustcapitalusa.com/equipment-leasing-equipment-financing)
    - [Why Lease?](https://www.trustcapitalusa.com/equipment-leasing/why-lease)
    - [How Equipment Financing Works](https://www.trustcapitalusa.com/equipment-leasing/how-equipment-financing-works)
    - [Equipment Lease Types](https://www.trustcapitalusa.com/equipment-leasing/equipment-lease-types)
    - [What Are The Soft Costs](https://www.trustcapitalusa.com/equipment-leasing/soft-costs)
    - [Software Only Leases](https://www.trustcapitalusa.com/equipment-leasing/business-software-financing)
    - [Quick Quote](https://www.trustcapitalusa.com/equipment-leasing/equipment-finance-quick-quote)
- [Business Line of Credit](https://www.trustcapitalusa.com/business-line-of-credit)
- [Business Loans](https://www.trustcapitalusa.com/business-working-capital-loans) 
    - [Express SBA Loan Program](https://www.trustcapitalusa.com/express-sba-loan-program)
    - [Sale Leaseback Program](https://www.trustcapitalusa.com/sale-leaseback-program-business-equipment)
    - [Equipment Plus Cash Program](https://www.trustcapitalusa.com/equipment-plus-cash-program-fixed-monthly-payments)
- [Vendor Financing](https://www.trustcapitalusa.com/vendor-finance-program) 
    - [Assurance Partner Program](https://www.trustcapitalusa.com/vendor-program/assurance-partner-portal)
    - Assurance Partner Login
- [Industries](https://www.trustcapitalusa.com/equipment)
- [Resources](https://www.trustcapitalusa.com/resources)
- [About](https://www.trustcapitalusa.com/about) 
    - [Contact](https://www.trustcapitalusa.com/contact-page)
    - [About Us](https://www.trustcapitalusa.com/about)
    - [Company History](https://www.trustcapitalusa.com/about/company-history)
    - [Our Ethics & Mission Statement](https://www.trustcapitalusa.com/about/our-ethics-mission-statement)
    - [Recent Funding](https://www.trustcapitalusa.com/recent-funding)

[Medical Equipment Types](https://www.trustcapitalusa.com/equipment/medical-equipment-financing)

- [Medical Equipment Type](https://www.trustcapitalusa.com/equipment/medical-equipment-financing)
- [CT Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/ct-equipment-financing)
- [Dental Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/dental-equipment-leasing)
- [Endoscopy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/endoscopy-equipment)
- [Medical Laser](https://www.trustcapitalusa.com/equipment/medical-equipment/aesthetic-laser-equipment-financing)
- [MRI Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/mri-equipment-financing)
- [Optometry Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/optometry-equipment-financing)
- [PAC System](https://www.trustcapitalusa.com/equipment/medical-equipment/pac-system-financing)
- [Pharmacy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/pharmacy-equipment-financing)
- [Physical Therapy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/physical-therapy-equipment-financing)
- [Ultrasound Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/ultrasound-equipment-financing)
- [Veterinary Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/veterinary-equipment-financing)
- [X Ray Equipment Leasing](https://www.trustcapitalusa.com/equipment/medical-equipment/x-ray-equipment-leasing)

[Practice Managment](https://www.trustcapitalusa.com/equipment/practice-management)

- [EMR / EHR](https://www.trustcapitalusa.com/equipment/practice-management/electronic-medical-records-financing)
- [Phone System](https://www.trustcapitalusa.com/equipment/practice-management/phone-system-leasing)

[Healthcare Financing](https://www.trustcapitalusa.com/finance-medical-equipment)

- [Practice Acquisitions](https://www.trustcapitalusa.com/financing/medical-practice-acquisitions)
- [Working Capital Loan](https://www.trustcapitalusa.com/financing/medical-financing-programs/working-capital-loans)
- [Leasehold Improvement](https://www.trustcapitalusa.com/financing/leasehold-improvement)
- [Healthcare Equipment Financing](https://www.trustcapitalusa.com/healthcare-equipment-financing)

[Standard Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment)

- [Agricultural Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/agricultural-equipment-financing)
- [Automotive Shop Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/automotive-shop-equipment-financing)
- [Beauty Salon Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/beauty-salon-equipment-financing)
- [Bus And Limousine Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/bus-financing-limo-leasing)
- [Cannabis Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cannabis-equipment-financing)
- [Hemp Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/hemp-equipment-financing)
- [Cinema Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cinema-equipment-financing)
- [Laundry Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-laundry-equipment-financing)
- [Cleaning Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-cleaning-equipment-financing)
- [Construction Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/construction-equipment-financing)
- [Crane Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/crane-financing)
- [Dump Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/dump-truck-financing)
- [Equipment Finance Experts](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing)
- [Fitness Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/fitness-equipment-financing)
- [Gas, C-Store & Car Wash equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/gas-station-equipment-financing-car-wash-financing)
- [Industrial Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/industrial-equipment-financing)
- [IT Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/it-equipment-financing)

- [Logging Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/logging-equipment-financing)
- [Material Handling Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/material-handling-equipment-financing)
- [Oil Energy Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/energy-equipment-financing-oil-equipment-financing)
- [Office Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/office-furniture-financing)
- [Packaging Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/packaging-equipment-financing)
- [Photography Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/photography-equipment-financing)
- [Printing Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/printing-equipment-financing)
- [3D Printer Financing & Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/3d-printer-financing)
- [Restaurant Hospitality Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/restaurant-equipment-financing)
- [Specialty Graphics Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/specialty-graphics-equipment-financing)
- [Surface Mount Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/surface-mount-equipment-leasing)
- [Tow Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/tow-truck-financing)
- [Truck & Trailer Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/truck-leasing-trailer-financing)
- [Waste Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/waste-equipment-financing)
- [Water Purification Equipment Financing](https://www.trustcapitalusa.com/standard-equipment/water-purification-equipment-financing)

[Get Started](https://www.trustcapitalusa.com/resources/get-started)

- [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator)
- [Choosing A Leasing Provider](https://www.trustcapitalusa.com/resources/get-started/choosing-a-leasing-provider)
- [Equipment Locator](https://www.trustcapitalusa.com/resource/equipment-locator)
- [Request a Quote](https://www.trustcapitalusa.com/resource/financing-quote-request)

[Information](https://www.trustcapitalusa.com/resources/information)

- [Resources](https://www.trustcapitalusa.com/resources)
- [Leasing FAQ](https://www.trustcapitalusa.com/resources/information/equipment-leasing-faq)
- [Success Stories](https://www.trustcapitalusa.com/resources/information/success-stories)
- [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator)
- [Glossary Of Terms](https://www.trustcapitalusa.com/resources/information/glossary-of-terms)
- [Working Capital Application](https://www.trustcapitalusa.com/resource/working-capital-application)
- [Equipment Leasing Application](https://www.trustcapitalusa.com/equipment-financing-application)

[Calculators](https://www.trustcapitalusa.com/resources/http-trustcapitalusa.com-calculators)

- [Resources](https://www.trustcapitalusa.com/resources)
- [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator)

- [Start Up Equipment Financing](https://www.trustcapitalusa.com/start-up-equipment-financing)
- [Middle Market Loans](https://www.trustcapitalusa.com/middle-market-loans)
- [Commercial Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing) 
    - [Commercial Transportation Financing](https://www.trustcapitalusa.com/financing/commercial-transportation-financing)
    - [Construction Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/construction-equipment-financing)
- [Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing) 
    - [Equipment Leasing](https://www.trustcapitalusa.com/equipment-leasing-equipment-financing)
    - [Why Lease?](https://www.trustcapitalusa.com/equipment-leasing/why-lease)
    - [How Equipment Financing Works](https://www.trustcapitalusa.com/equipment-leasing/how-equipment-financing-works)
    - [Equipment Lease Types](https://www.trustcapitalusa.com/equipment-leasing/equipment-lease-types)
    - [What Are The Soft Costs](https://www.trustcapitalusa.com/equipment-leasing/soft-costs)
    - [Software Only Leases](https://www.trustcapitalusa.com/equipment-leasing/business-software-financing)
    - [Quick Quote](https://www.trustcapitalusa.com/equipment-leasing/equipment-finance-quick-quote)
- [Business Loans](https://www.trustcapitalusa.com/business-working-capital-loans) 
    - [Express SBA Loan Program](https://www.trustcapitalusa.com/express-sba-loan-program)
    - [Sale Leaseback Program](https://www.trustcapitalusa.com/sale-leaseback-program-business-equipment)
    - [Equipment Plus Cash Program](https://www.trustcapitalusa.com/equipment-plus-cash-program-fixed-monthly-payments)
- [Vendor Financing](https://www.trustcapitalusa.com/vendor-finance-program) 
    - [Contact](https://www.trustcapitalusa.com/contact-page)
    - [Assurance Partner Program](https://www.trustcapitalusa.com/vendor-program/assurance-partner-portal)
    - Assurance Partner Login
- [Industries](https://www.trustcapitalusa.com/equipment) 
    - [Medical Equipment Type](https://www.trustcapitalusa.com/equipment/medical-equipment-financing)
    - [CT Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/ct-equipment-financing)
    - [Dental Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/dental-equipment-leasing)
    - [Endoscopy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/endoscopy-equipment)
    - [Medical Laser](https://www.trustcapitalusa.com/equipment/medical-equipment/aesthetic-laser-equipment-financing)
    - [MRI Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/mri-equipment-financing)
    - [Optometry Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/optometry-equipment-financing)
    - [PAC System](https://www.trustcapitalusa.com/equipment/medical-equipment/pac-system-financing)
    - [Pharmacy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/pharmacy-equipment-financing)
    - [Physical Therapy Equipment](https://www.trustcapitalusa.com/equipment/medical-equipment/physical-therapy-equipment-financing)
    - [Ultrasound Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/ultrasound-equipment-financing)
    - [Veterinary Equipment Financing](https://www.trustcapitalusa.com/equipment/medical-equipment/veterinary-equipment-financing)
    - [X Ray Equipment Leasing](https://www.trustcapitalusa.com/equipment/medical-equipment/x-ray-equipment-leasing)
    - [Practice Management](https://www.trustcapitalusa.com/equipment/practice-management)
    - [EMR / EHR](https://www.trustcapitalusa.com/equipment/practice-management/electronic-medical-records-financing)
    - [Phone System](https://www.trustcapitalusa.com/equipment/practice-management/phone-system-leasing)
    - [Healthcare Financing](https://www.trustcapitalusa.com/finance-medical-equipment)
    - [Practice Acquisitions](https://www.trustcapitalusa.com/financing/medical-practice-acquisitions)
    - [Working Capital Loan](https://www.trustcapitalusa.com/financing/medical-financing-programs/working-capital-loans)
    - [Leasehold Improvement](https://www.trustcapitalusa.com/financing/leasehold-improvement)
    - [Cash Out on Equipment](https://www.trustcapitalusa.com/sale-leaseback-program-business-equipment)
    - [Commercial Transportation Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing)
    - [Healthcare Equipment Financing](https://www.trustcapitalusa.com/medical-equipment-industry)
    - [Standard Equipment](https://www.trustcapitalusa.com/standard-equipment)
    - [Agricultural Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/agricultural-equipment-financing)
    - [Automotive Shop Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/automotive-shop-equipment-financing)
    - [Beauty Salon Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/beauty-salon-equipment-financing)
    - [Bus And Limousine Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/bus-financing-limo-leasing)
    - [Cannabis Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cannabis-equipment-financing)
    - [Cinema Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/cinema-equipment-financing)
    - [Laundry Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-laundry-equipment-financing)
    - [Crane Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/crane-financing)
    - [Dump Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/dump-truck-financing)
    - [Equipment Finance Experts](https://www.trustcapitalusa.com/equipment/standard-equipment/other-equipment-leasing)
    - [Fitness Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/fitness-equipment-financing)
    - [Gas, C-Store & Car Wash equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/gas-station-equipment-financing-car-wash-financing)
    - [Industrial Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/industrial-equipment-financing)
    - [IT Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/it-equipment-financing)
    - [Logging Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/logging-equipment-financing)
    - [Material Handling Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/material-handling-equipment-financing)
    - [Oil Energy Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/energy-equipment-financing-oil-equipment-financing)
    - [Office Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/office-furniture-financing)
    - [Packaging Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/packaging-equipment-financing)
    - [Photography Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/photography-equipment-financing)
    - [Printing Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/printing-equipment-financing)
    - [Restaurant Hospitality Equipment](https://www.trustcapitalusa.com/equipment/standard-equipment/restaurant-equipment-financing)
    - [Specialty Graphics Equipment Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/specialty-graphics-equipment-financing)
    - [Surface Mount Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/surface-mount-equipment-leasing)
    - [Tow Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/tow-truck-financing)
    - [Trailer Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/truck-leasing-trailer-financing)
    - [Commercial Truck Financing](https://www.trustcapitalusa.com/equipment/standard-equipment/commercial-truck-financing-leasing)
    - [Waste Equipment Leasing](https://www.trustcapitalusa.com/equipment/standard-equipment/waste-equipment-financing)
    - [Water Purification Equipment Financing](https://www.trustcapitalusa.com/standard-equipment/water-purification-equipment-financing)
- Resources 
    - [Calculators](https://www.trustcapitalusa.com/calculators)
    - [Section 179](https://www.trustcapitalusa.com/resources/information/section-179-calculator)
    - [Get Started](https://www.trustcapitalusa.com/resources/get-started)
    - [Choosing A Leasing Provider](https://www.trustcapitalusa.com/resources/get-started/choosing-a-leasing-provider)
    - [Equipment Locator](https://www.trustcapitalusa.com/resource/equipment-locator)
    - [Request a Quote](https://www.trustcapitalusa.com/resource/financing-quote-request)
    - [Information](https://www.trustcapitalusa.com/resources/information)
    - [Leasing FAQ](https://www.trustcapitalusa.com/resources/information/equipment-leasing-faq)
    - [Success Stories](https://www.trustcapitalusa.com/resources/information/success-stories)
    - [Glossary Of Terms](https://www.trustcapitalusa.com/resources/information/glossary-of-terms)
    - [Working Capital Application](https://www.trustcapitalusa.com/resource/working-capital-application)
    - [Equipment Financing Application](https://www.trustcapitalusa.com/equipment-financing-application)
- [About](https://www.trustcapitalusa.com/about) 
    - [Contact](https://www.trustcapitalusa.com/contact-page)
    - [About Us](https://www.trustcapitalusa.com/about)
    - [Company History](https://www.trustcapitalusa.com/about/company-history)
    - [Our Ethics & Mission Statement](https://www.trustcapitalusa.com/about/our-ethics-mission-statement)
    - [Recent Funding](https://www.trustcapitalusa.com/recent-funding)

![Featured Image](https://www.trustcapitalusa.com/hubfs/Tips-to-implementing-a-captive-finance-program-in-your-business.png)

# Tips to implementing a captive finance program in your business

Posted On: February 13, 2023 ![author](http://cdn2.hubspot.net/hubfs/2724185/trust-capital/user.png) Paul Kendall

- [Tweet](https://twitter.com/share)

Have you considered having a “captive finance program” in your business?

More and more businesses are implementing a captive finance program to help improve sales, as well as for other benefits… with an overall improvement on their return on investment.    

So how do you know if a captive finance program is right for your business?

To help you answer that, I’ve taken the time to write about captive finance programs. I included important points you need to consider so you can make the better choice for your business. 

## **Tips On Incorporating A Captive Finance Program**

 

Before we dive into the advantages of a *captive finance program*, first things first...

[![Tips To Implementing A Captive Finance Program In Your Business - percentage growth.jpg](https://www.trustcapitalusa.com/hs-fs/hubfs/Tips%20To%20Implementing%20A%20Captive%20Finance%20Program%20In%20Your%20Business%20-%20percentage%20growth.jpg?width=592&height=364&name=Tips%20To%20Implementing%20A%20Captive%20Finance%20Program%20In%20Your%20Business%20-%20percentage%20growth.jpg)](https://www.trustcapitalusa.com/best-vendor-financing-program)

 

**What Is A Captive Finance Program**

Captive finance is often associated with companies called captive finance companies. These captive finance companies provide finance programs for customers who seek financial help to purchase goods or services. These finance companies most commonly work for a parent company. For example, General Electric has a captive finance company that provides “GE Financing” to purchase big GE products.

So basically…

Captive finance is a company who is often the subsidiary of a parent company. Their sole purpose is to provide financial programs and financing to the customers who buy products from the parent company.

The size and scope of the captive finance company greatly depends on the parent company. Captive finance companies can provide basic card services to full-scale banking. The finance company can then be a source of the parent company’s profits.

 

**Benefits Of A Captive Finance Program**

Captive financing helps a business to provide their customers a low lease financing rates. This is because the captive finance company can leverage the company’s capital.

A *captive finance program* can help you increase your return on investment. They help facilitate your customer to buy your products by providing them a loan.

The program may be setup to allow your customers to:

- Save their cash reserves;
- Have fixed rates and payments;
- Cover soft costs like shipping, training, and software;
- Have faster approvals done at the application level;
- Not have the purchase show on their personal credit;
- Creating solutions for weaker credit.

 

Having a captive finance program helps you to increase sales. It helps provide way to overcome common customer objections.

The captive finance program itself can be a secondary source on profit. The finance programs will include an interest rate to be paid as part of the financing… a interest payment that can be used to increase income. It can also be paid up front and included in the cost to the customer over the term of their loan. 

[![Tips To Implementing A Captive Finance Program In Your Business - calculator and chart.jpg](https://www.trustcapitalusa.com/hs-fs/hubfs/Tips%20To%20Implementing%20A%20Captive%20Finance%20Program%20In%20Your%20Business%20-%20calculator%20and%20chart.jpg?width=592&height=364&name=Tips%20To%20Implementing%20A%20Captive%20Finance%20Program%20In%20Your%20Business%20-%20calculator%20and%20chart.jpg)](https://www.trustcapitalusa.com/best-vendor-financing-program)

**Best Way To Implement A Captive Finance Program**

Now that we’ve talked about the reasons why you need a captive finance program, let’s talk about how to implement a captive finance program.

But first… let’s talk about a few things you should make sure your captive finance program includes.

**Additional Things To Include**

Your captive finance program should be more than just “customer financing”. It should be your ultimate solution for your customer.

A good captive finance program should be able to handle bad credit. That way you can close more deals. It will give you an edge of your competition because you can sell them equipment they can’t.

The captive finance program should also provide your customers payment solutions that will fit their budget. This helps them fit the financing into their budget. By having more control over the equipment financing program. You can create custom payment plans designed specifically for your customers. 

A subsidized financing program happens when the equipment vendor gives the equipment lessor a blind discount. When you have your own Captive Finance program this becomes much easier to do behind the scenes. 

 

**The Right Partner For You**

Luckily, there’s a company that you can partner with for your captive finance program… a company that can provide you with the range of options that you need to get the best return on your investment. That partner is [Trust Capital USA](https://www.trustcapitalusa.com).

You can finally provide a better financial solution for your customers while increasing sales.

What’s more is that they will make it look like the program is a department of your own business. Branding their captive finance program so it looks like you’re providing it!

Trust Capital USA can help you setup your own captive financing program and help increase your sales and profits. With their easy application process with no upfront costs, you can have the opportunity to start your own captive finance program as early as now.

 

**Final Thoughts About A Captive Finance Program**

A [captive finance program](https://www.trustcapitalusa.com/best-vendor-financing-program) is a good way to attract customers. Having a captive finance program will let you gain better sales, an increase in profit, and more customers. You won’t need to worry about the good or bad credit of customers. Turning down customers will be a thing of the past. 

If you are interested to know more about a *captive finance program*, you can contact us at **866-458-4777** to discuss creating custom payment plans designed specifically for your customers. 

[![New Call-to-action](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2626616/f725c1d9-33f6-4497-a597-d7e269cc2011.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/f725c1d9-33f6-4497-a597-d7e269cc2011)

---

[![DMCA.com Protection Status](https://images.dmca.com/Badges/_dmca_premi_badge_1.png?ID=c9783d94-6e43-49f7-a514-52df265ad6cb)](https://www.dmca.com/Protection/Status.aspx?ID=c9783d94-6e43-49f7-a514-52df265ad6cb)

### This page is DCMA Protected.

 The Digital Millennium Copyright Act, better known as the DMCA, is a federal law in the United States. Enacted in 1998, the DMCA is referred to as it protects a website or app from copyright infringement claims.

## RELATED POSTS

![Getting Funds for Your Captive Finance Company](https://www.trustcapitalusa.com/hubfs/getting-funds-for-your-captive-finance-company%20copy.png)

[Getting Funds for Your Captive Finance Company](https://www.trustcapitalusa.com/blog/getting-funds-for-your-captive-finance-company)

 February 13, 2017

### Find Out Quick And Easy

HOW MUCH YOU QUALIFY FOR !

[![GET FINANCING Today!](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2626616/ee057fdd-a6e0-4c2b-aa62-54a7818f03ce.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/ee057fdd-a6e0-4c2b-aa62-54a7818f03ce)

[Trustpilot](https://www.trustpilot.com/review/www.trustcapitalusa.com)

[![blue logo](https://www.trustcapitalusa.com/hs-fs/hubfs/Trust_2021/Images/Blue%20logo%20white%20text.png?width=120&height=58&name=Blue%20logo%20white%20text.png)](https://www.trustcapitalusa.com/hubfs/Trust_2021/Images/bbb-Blue-logo-updated.png)

 

 

 

 

<iframe title="Customer reviews powered by Trustpilot" loading="auto" src="https://widget.trustpilot.com/trustboxes/53aa8807dec7e10d38f59f32/index.html?templateId=53aa8807dec7e10d38f59f32&amp;businessunitId=5914a8830000ff0005a24785#locale=en-US&amp;styleHeight=150px&amp;styleWidth=100%25&amp;theme=dark&amp;mceFragment=1" style="position: relative; height: 150px; width: 100%; border-style: none; display: block; overflow: hidden;" xml="lang" data-mce-src="https://widget.trustpilot.com/trustboxes/53aa8807dec7e10d38f59f32/index.html?templateId=53aa8807dec7e10d38f59f32&amp;businessunitId=5914a8830000ff0005a24785#locale=en-US&amp;styleHeight=150px&amp;styleWidth=100%25&amp;theme=dark&amp;mceFragment=1" data-mce-style="position: relative; height: 150px; width: 100%; border-style: none; display: block; overflow: hidden;"></iframe>

[![Trust Capital, USA Footer-logo(2).gif](https://www.trustcapitalusa.com/hs-fs/hubfs/Apr-2019/imgpsh_fullsize_anim.gif?width=222&height=96&name=imgpsh_fullsize_anim.gif "Footer-logo(2).gif")](https://www.trustcapitalusa.com/)<https://www.trustcapitalusa.com/>

<https://www.trustcapitalusa.com/hubfs/Trust_2021/Images/bbb-Blue-logo-updated.png>

#### QUICK LINKS

- [Equipment Financing](https://www.trustcapitalusa.com/equipment-leasing-equipment-financing)
- <https://www.trustcapitalusa.com/equipment-leasing-equipment-financing>
- [Working Capital](https://www.trustcapitalusa.com/financing/medical-financing-programs/working-capital-loans)
- [Vendor Financing Programs](https://www.trustcapitalusa.com/vendor-finance-program)
- [Business Loans](https://www.trustcapitalusa.com/business-working-capital-loans)
- [Resources](https://www.trustcapitalusa.com/resources)

#### OFFER FINANCING

Boost sales by offering fast, affordable business financing to your customers.

[![Get Started](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2626616/597afb3a-fe92-4e23-bbab-5d81ee9c1f18.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2626616/597afb3a-fe92-4e23-bbab-5d81ee9c1f18)

- <https://twitter.com/TrustCapitalUSA>
- <https://www.facebook.com/Trust-Capital-LLC-473165019468121/>
- <https://plus.google.com/u/0/112477130344464037876>
- <https://www.pinterest.com/trustcapitalusa/>
- <https://www.linkedin.com/company/trust-capital-llc>
- <https://www.youtube.com/channel/UCLsdvaDVwNmPSRWHwbi4tlQ>
- [mailto:Communication@TrustCapitalusa.com](mailto:Communication@TrustCapitalusa.com)

#### GET IN TOUCH WITH US

- 600 west broadway, suite 700 | san diego, ca 92101
- Toll Free: [(866)458-4777](tel:(866)458-4777)
- [(619)202-7700](tel:(619)202-7700)
- [Communication@TrustCapitalusa.com](mailto:Communication@TrustCapitalusa.com)

Trust Capital, USA. Corporate Office: 600 West Broadway, Suite 700, San Diego, CA, 92101

[Trustpilot](https://www.trustpilot.com/review/www.trustcapitalusa.com)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Paul Kendall",
    "url" : "https://www.trustcapitalusa.com/blog/author/paul-kendall"
  },
  "dateModified" : "2023-02-13T12:11:45.427Z",
  "datePublished" : "2017-04-17T12:00:00.000Z",
  "headline" : "Tips to implementing a captive finance program in your business",
  "image" : [ "https://www.trustcapitalusa.com/hubfs/Tips-to-implementing-a-captive-finance-program-in-your-business.png" ],
  "mainEntityOfPage" : {
    "@id" : "https://www.trustcapitalusa.com/blog/tips-to-implementing-a-captive-finance-program-in-your-business",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://www.trustcapitalusa.com/hubfs/TRUST-USA%20LOGO-1.png"
    },
    "name" : "Trust Capital USA"
  }
}
```