Box Truck Leasing Made Simple.

Free No Obligation Box Truck Financing Quote

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Trust Capital is a full service box truck lender. We've paved the way with specialty finance products that bring you fast approvals and a finance package to meet your needs. For qualified buyers you won't hear about age restrictions, mileage, credit score or home ownership.

With Trust Capital, be assured that you are dealing with a reputable, reliable, consistent organization. Our over 10 years of box truck financing experience has taught us how to implement all facets of commercial transportation financing and make it easier for the customer, you.

Leasing for Your Box Truck.

Preparing your new box truck business takes a lot of work, especially if you are still trying to fill your fleet of business vehicles with the best box truck options available. We know how important it is for you to your research and find the best option available that meets all of your needs and stays within your budget. With box truck leasing, companies (including startups) can find and use a small box truck without having to spend large sums of cash in the beginning.

You don’t need a lot for a box truck lease. Generally, financing companies are going to be looking for clients that can sustain a high (or decent) credit score and have been in business for a while. If you’re a brand new startup, you may either need a higher than average credit score or be willing to make higher payments due to the increased risk of investment.

Box Truck Leasing is Vital.

For any box truck oriented business, whether they’re new or trying to take their business to the next level. The box truck lease will allow you to start using the truck in no time without having to spend a large sum of cash on the purchase.

The amount you pay per month will depend on the credit score and other business credentials, as well as the duration of the box truck lease and whether or not you want to make a small final payment or a “balloon” payment. If you plan on keeping the box truck at the end of the lease, expect to make higher payments or have to make the balloon payment to maintain ownership over the box truck and take advantage of lower payments. 

If you need box truck financing and don’t want to have to deal with the hassle of untrustworthy, shady financing firms, contact us today at 866-458-4777. Or fill out the form on the right. Not only do we work with our clients from a financially ethical point of view, but we do our best to help businesses of all sizes qualify for additional financing. We will work together to find box truck financing rates that are fair and affordable based on your business’ financial situation.

Will I qualify for box truck leasing?

Wanting to know whether or not you qualify for a box truck or any other type of business vehicle is a common question and concern for most businesses. Most companies will qualify with a simple one page application if they have a good personal credit history of five tradelines or more and a history of over 5 years on those tradelines. Box truck leasing is available to most businesses, however the rates you may have to pay will vary based on a few key variables of you and your business:


  • Credit Score & History. Your credit score and having a positive credit history of payments is one of the largest factors that goes into determining whether or not you can get financing and how much that financing will cost you each month. The higher the rating, the better off you will be.
  • Current Revenue. If you’re running a successful business, you won’t have much issue in the “revenue” department, which is what some financing firms will be looking for to gauge your level of risk.
  • Existing Savings. If you have money stored in a savings account, this can further improve the rates you pay each month to lease a box truck.


We Approve Good Credit and Bad Credit Box Truck Companies!

For bad credit box truck lease deals. You can also work closely with a cosigner to help cover the areas that you personally or your business is lacking in. This can make your application more appealing to whomever is reviewing your financing request. We also take additional collateral or a large payment down if your credit is shaky. We find a way to get you an approval. 


First Time Buyer Program

  • low rates
  • transaction size from $10,000 to $200,000

Preferred Box Truck Lease Program

  • No age restrictions
  • low rates
  • terms up to 60 months depending on age of collateral
  • Transaction size from $10,000 to $10,000,000
  • Deferred payment plans; up to the first 6 payments at $99 or $50 for the first 3 months.

Box Truck Fleet Programs

  • lowest rates
  • Must have a minimum of 3 box trucks in fleet
  • 24 hour turnaround

Get Started Today!

Our application process is easy. Simply fill out our quick, online application and start the process of securing financing for your trucking company. Our knowledgeable finance experts are here to assist you in obtaining a financing loan. 

If you are in need of a box truck loan for your business, we invite you to contact us toll free at (866) 458-4777 and discuss your truck needs with our box truck financing specialists.

For a Quick financing quote click here  and we'll send you a custom tailored financing quote subject to credit approval. 

There are a few different agreement options you can choose from when financing a Tow Truck. You can structure your Tow truck loan as an Equipment Finance Agreement, where you are the owner and just make payments back to the bank until paid off. You can structure your agreement it as a $1 buy out lease, where you are not the owner until all payments are made back to the bank and you own the dump truck at the end for $1. You can structure it as a TRAC Lease. A terminal rental adjustment clause lease ( TRAC Lease ) combines all the advantages of Tow truck loans while retaining the option to purchase the equipment at the end of the lease term at a pre-determined residual agreed to when the lease starts.

Equipment finance agreements and $1 buy out leases give you ownership just as you would have paying cash but gives you the cashflow benefit of not having to come out of pocket for the full cost of Tow Truck.

TRAC Lease's can enable you to share in any upside proceeds gained from the sale of Tow Truck at the end of lease. Will give you lower monthly payments which will result in improved cashflow. Gives larger Tow truck companies with fleets off balance sheet financing. Full tax deductibility. The IRS code allows the Tow truck company to maintain the “full deductibility” of a true/operating lease.


Use the short form on this page


You will receive a credit decision in two hours.



Funding in two to four hours.

Find Out Quick And Easy