TRUST CAPITAL Blog

Planning to use off-balance sheet financing leases for your manufacturing business?

Off-balance sheet (OBS) financing is pretty popular for manufacturing industries and publicly traded companies. This is because OBS covers current assets or liabilities while at the same time, maintain a clean balance sheet required by investors and creditors.

OBS financing is very attractive to all kind of companies especially if the company is already highly leveraged. For example, a company that already has high debt-to-equity ratio, increasing debt covenants may just bring more problems.

That’s why in today’s blog post, we’re going to discuss with you all about OBS financing leases and how you can effectively use this instrument.

Company presidents and small business owners are usually hesitant to use their available cash to fund their acquisitions.

It is a normal sentiment. Nobody in their right mind would willingly use their liquid working capital reserves for large capital equipment acquisitions unless they do not have any other options.

Cash is still king in a lot of places these days.

However, in order to spur business growth, working capital outlays are totally necessary. Big companies and small businesses have to buy assets such as land, vehicles, and equipment necessary to expand. These items are usually not cheap.

The good news is that with regards to equipment acquisition, there are other options for these same entities to secure them without parting away with their hard earned cash.

As an equipment vendor provider, it is to your interest to offer options to these companies making equipment acquisitions. There is an option besides a straight purchase that you can pass along to your clients. This is called the equipment financing and equipment leasing.

In this blog post, we will discuss more about this vendor equipment leasing program.

If you’re a vendor of high-priced equipment, then you understand that it’s often challenging to close a sale with clients not willing (or able) to pay all the capital upfront.

That’s the reason why as a vendor, you need a vendor leasing program.

A vendor leasing program can help in preventing your clients from walking away from your company without making any purchase of your equipment. That’s because this type of equipment leasing allows your client to use the equipment even without shelling out a huge payment and leaving a huge dent on their working capital.

Having a vendor leasing program is like having a captive finance company. The only difference is that the equipment leasing applications are handled by a separate company.

Vendor leasing program can significantly help you close more sales. Most business owners understand the risk of spending their working capital for purchasing costly equipment. Money-wise, they understand the value of leasing their equipment.

Again, a vendor leasing program is a working relationship between you (the vendor) and an equipment financing company who comes up with financial solutions for your customers. Hence, it is immensely vital that you make a partnership with a reliable and reputable equipment finance company.

In this blog post, I’ll talk about how to find the right equipment finance company for your vendor leasing needs.

So you want to start or grow an embroidery business.

And why not?

The embroidery business is a booming segment of the multi-billion dollar apparel industry.

What’s great about an embroidery business is that you can set it up in your own space. You can start your operations inside an empty room in your own home! You just need to have graphic designs and several sewing machines, and you’re good to go.

So now that you are set on growing your embroidery business, you need to pick the best products to sell… to help you be most profitable.

That’s why in this blog post I’ll talk about the best embroidery products, and what machines are best to use. Then, we’ll also discuss where to get embroidery machine financing to acquire your equipment.

Photography can be a profitable business, with the income for a photographer potentially being higher than you might think.

Photography is directly used in arts, film production, mass communication, and even for a hobby or recreational purposes. In addition, photographers are hired for professional photo shoot sessions and special occasions and events.

High-quality photography equipment is expensive. But thanks to  equipment leasing companies that can finance photography equipment, pursuing this career is easier than ever.

That’s when you get to think about getting into photography, you need to consider what to offer as a service, and how to minimize your costs (and thus increase your profitability).

That’s why in this blog post I’ll talk about tips for maximizing your revenue as a photographer. Then, we’ll discuss in length how you can finance photography equipment.

With the help of the Internet, finding equipment leasing companies is easy.

Looking for information about the leading equipment leasing companies that can help you with your own business financing?

Equipment leasing is an effective way to acquire new or updated equipment. By leasing equipment, you don’t need to pay a big upfront payment.

Business owners prefer not using their capital to purchase new, expensive equipment. Instead, they prefer equipment leasing and preserving their capital.  

It’s best to avoid shelling out a lot of money that may result in a cash shortage in terms of working capital.

Since equipment leasing involves borrowing a lot of cash (and assuming risk), it becomes imperative to pick a leading equipment leasing company.

In this blog post, we’ll have a frank discussion about the top equipment leasing companies. That way you can pick the best of the top equipment leasing companies for your business needs.   

We’ll then talk about what to watch out for in making your ultimate choice.

It’s not easy to get a loan.  It’s even more difficult borrowing the money you need for your business with middle market loans.

Your business is not big enough to receive large bank loans, yet on the other hand, it is too small to obtain small business loans.

And you probably feel like you are in loan purgatory.  

All these prepayments, collateral, and financial covenants… it can all be challenging.

And now after completing this grueling process, you have to make the right decisions on how to use these loans effectively.

In this blog post, we will discuss in length the ways on how you could use your middle market loans effectively. Then, we’ll outline tips on how you can pick the best equipment financing companies!

Acquiring expensive assets through big ticket leasing—also known as large-ticket leasing—involves significant risk.

Usually, large corporations with many employees qualify for big ticket leasing. They lease high-cost equipment to grow or improve their operations.

These companies know what they will get in return for their equipment leasing investment.

If you’re planning to lease ‘big-ticket’ equipment for your business, then make sure to lease transaction equipment that will improve your business and give you a good return on investment (ROI).

This seems like an easy task, but many business owners fail to acquire the right investment for their business. That often results to huge financial loss or compromised productivity.

In this blog post, we’ll outline various profitable investments that will help you use your big ticket leasing effectively.

Do you need extra capital to grow your business?

Having your own business is no easy feat. While every single one starts with a good idea and plan, these often fail due to the inability to meet the challenges that come with it.

One of the most common roadblocks is startup business funding. Without enough funds to start and maintain the business, it’s almost certainly doomed to fail.

Fortunately, financing companies now offer solutions to this problem. Startup business financing is an ideal way to acquire the capital needed to reach business goals.

Today, we will discuss what startup business financing is and how to obtain it when you plan for a business with your friends and family.